It doesn’t matter if you’re talking about basketball or personal finance, fundamentals and consistency matter most over the long run. Golden State Warriors guard Steph Curry is one of the greatest shooters in NBA history, making more than 43% of three-point attempts and 90% of free throws in his career. Those eye-popping stats wouldn’t happen if he didn’t spend hours every week working on fundamentals. Good habits, like shooting several hundred jump shots a day, improve results. Focusing on the fundamentals and establishing good habits are also the keys to improving your financial outcomes. Understanding basic financial concepts can go a long way toward improving financial literacy and now is the perfect time to start learning. April is National Financial Literacy Month and we’ll outline several important principles to help you establish good financial habits and hopefully help improve your decision-making.
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Commentaries are published by Cetera Investment Management LLC, an SEC registered adviser owned by Cetera Financial Group. Cetera Investment Management provides market perspectives, portfolio guidance, model management, and other investment advice to its affiliated broker-dealers, dually registered broker-dealers and registered investment advisers.
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